Who Pays for Lost Wages in a Car Accident in Florida?

If you are injured in a car accident in Florida, you may be entitled to compensation for your lost wages. Lost wages are the money you would have earned if you had not been injured.

In Florida, there are two ways to recover lost wages:

• Personal Injury Protection (PIP): PIP is a type of insurance that all drivers in Florida are required to have. PIP covers your medical expenses, lost wages, and other expenses up to $10,000.
• Bodily Injury Liability (BI): BI is another type of insurance that drivers in Florida may choose to have. BI covers the other driver’s medical expenses, lost wages, and other damages if you are injured in an accident they cause.

What amount of lost wages can I recover?

The amount of lost wages you can recover depends on several factors, including:

• Injury severity
• Length of time you were unable to work
• Average weekly wage
• Job title and duties

If you are unable to work for an extended period of time, you may also be able to recover for future lost wages. However, this is more difficult to prove, and you will need to provide evidence that you will likely be unable to work in the future.

What if the other driver does not have insurance?

If the other driver does not have insurance, you may still be able to recover your lost wages. However, you must file a claim with your insurance company. If you have uninsured or underinsured motorist coverage (UM/UIM), your insurance company will pay for your lost wages up to the limits of your policy.

How To File a Claim for Lost Wages

If you are injured in a car accident in Florida and have lost wages, you should file a claim with your insurance company. Your insurance company will investigate the accident and determine whether you are covered. If you are covered, they will pay for your lost wages up to the limits of your policy.

If the other driver is at fault for the accident and they do not have insurance, you may also be able to file a claim with their insurance company. However, this is more difficult, and you must provide evidence that the other driver is at fault.

Contact Hartpence Law Today for a Free Consultation

If you have been injured in a car accident, meet with an experienced personal injury lawyer to protect your rights and get the compensation you deserve. Reach out to Hartpence Law today for a free consultation on your case. We are an experienced and knowledgeable legal team ready to support you during a difficult time.

If you or someone you love was involved in an accident, call us at (855) 680-4911 or schedule a free consultation.

Disclaimer: This blog is for informational purposes only and does not create an attorney/client relationship.